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The Golden Years - A Meaningful Retirement

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Relaxing with a college friend, Bittoo in the Garden R ecently a friend who had just retired from an active professional life in USA dropped in for a visit. Among other things we talked about how to make retirement years meaningful. As a thinker I have pondered over the subject from time to time. Many persons on retirement at 60 or 65 end up doing less than the best because of insufficient planning for these golden years. While some adjust happily to a new life of freedom some undergo a period of depression or confusion that may be called retirement blues.  As a result the health may suffer a bit too. A second category of persons are those who struggle to find re-employment and their situation is not very good either since they end up working just as hard in years they should be taking it easy at a job that in most cases is less than satisfactory as compared to their earlier one. Moreover they simply kick the can down the road and postpone the inevitable to a point w